“Carpe diem . . . . The saying implores you to seize your pleasure, seize the pleasures of the world while they are still available to you. In this spirit, this effort to live in the moment, not the spiral of the past or the maze of the purely speculative, I recently gave up thinking it is essential to have all the answers.” - Elizabeth Benedict, Almost, HoughtonMifflin, New York 2001 As part of the RISK HELP™ service we offer exclusively to our Affiliate Members , I’m frequently challenged to help nonprofits seize the day by answering some pretty tough questions about liability exposures and risk management practice. The questions we receive cover an impressive yet constantly changing landscape from protecting human participants to handling confidential information, safeguarding financial assets, and responding to negative feedback or attention on social media sites. Yet many callers seem surprised that their tough questions rarely warrant simple answers.