Homeowners Policy Excludes Coverage for “Business” Activity

Individuals who ran nonprofit animal sanctuary and related for-profit not covered for accident

A homeowners insurance policy does not provide coverage to the owners of a farm used for a nonprofit animal sanctuary and for-profit entertainment business when a sanctuary volunteer is mauled to death by a rescued tiger during a photo shoot for her high school yearbook photo, according to the 10th Circuit Court of Appeals. The Court has affirmed a Kansas District Court decision denying coverage to the owners of the farm.

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Homeowners Policy Excludes Coverage for “Business” Activity

Homeowners Policy Excludes Coverage for “Business” Activity