Who pays worker’s comp for Rabbi’s housekeeper?

Lilia Orellana worked as an “off the books” housekeeper for Rabbi Eliezer Zaklikovsky and his wife in the home they occupied as head of the Chabad Lubavitch Jewish Center of Monroe, NJ.  When she slipped and fell on the stairs of their home, she was taken to the hospital for treatment.  The emergency room personnel would not treat her because her injuries were “work-related” and her employer had to be notified.  The Center did not maintain workers’ comp insurance.